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Mortgage and refinance interest rates today, Wednesday, September 23, 2026: Fixed rates find more room to fall

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Today, September 23, 2026, fixed mortgage rates are lower again, according to Zillow's lender marketplace. The 30-year fixed rate sits at 6.92%, down 11 basis points from the previous day. The 15-year fixed loan is at 6.48%, 2 basis points lower than yesterday. The 5/1 adjustable-rate mortgage (ARM) is 6.99%, up 5 basis points from Tuesday.

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