Agribusinesses need more than loans to reach their full potential – Ecobank
Ecobank’s Regional Head of Commercial and Consumer Banking, Charllote Amanquah, says access to finance alone will not resolve the challenges facing Ghana’s agricultural businesses.
Charllote Amanquah, Ecobank’s Regional Head of Commercial and Consumer Banking, emphasized that access to finance alone is insufficient to unlock the full potential of Ghana’s agricultural businesses. During the Ecobank Joy Business Financial Dialogue on Tuesday, September 23, 2026, Amanquah highlighted the need for "bankability preparedness" among businesses, including proper record-keeping and awareness of where their products will be sold.
Greater understanding of the financing options available to agribusinesses is also crucial, alongside expanding existing interventions to more people across the agricultural value chain. Amanquah called for a wider reach of solutions and interventions beyond the current beneficiaries. She stressed the importance of assessing the value of green finance to farmers and businesses through tangible outcomes, such as energy and water cost savings.
Ecobank intends to connect its green financing initiatives to measurable results. Amanquah called for the implementation of the dialogue’s recommendations and urged closer collaboration among commercial banks, development institutions, and organizations like the Ghana Commodity Exchange. She stressed the importance of avoiding siloism and individual efforts, advocating for collective action to better serve the beneficiaries within Ghana’s agricultural sector.
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