Extinction procedures, rising requests from those who have nothing
In cinque anni le domande presentate da incapienti sono aumentate del 630%
The number of people requesting total debt cancellation has grown exponentially in Italy, from 159 in 2021 to 1,166 in 2025. The "esdebitazione del debitore incapiente" or debt discharge for insolvent debtors, introduced in 2020, allows individuals with no economic resources to start over. The total number of successful debt discharges has risen from 24 to 238 over the same period.
Overall, requests for debt restructuring procedures have almost doubled, from 4,785 in 2021 to 9,483 in 2025. The Camera arbitrale di Milano reports a 15% decrease in requests in the first eight months of 2026 due to the summer break and year-end rush.
Written by urgent.news from Il Sole 24 Ore's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
