Mortgage and refinance interest rates today, Tuesday, September 22, 2026: Rates move lower, but 30-year still over 7%
Mortgage and refinance interest rates decreased on Tuesday, September 22, 2026, according to the Zillow lender marketplace. Despite this drop, the 30-year fixed rate remains above 7%, sitting at 7.03%. The 15-year fixed rate fell to 6.50%, and the 5/1 adjustable-rate mortgage (ARM) dropped to 6.94%. The national averages are rounded to the nearest hundredth. Refinance rates are typically higher than purchase rates.
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