Soziales: Kranken- und Rentenversicherung wird für Gutverdiener teurer

Berlin - Higher-earning employees can expect an increase in their contributions to both pension and health insurance schemes in the coming year. This adjustment is outlined in the annual modification of the so-called contribution measurement limits. A draft regulation from the responsible Federal Social Ministry is currently going through internal government review, as confirmed by the ministry.

Both the cabinet and the Federal Council will need to approve the regulation. The contribution measurement limit determines up to which monthly salary contributions are due; any earnings above this threshold will not incur further deductions. For statutory health insurance, this limit will rise from the current €5,812.50 to €6,375, while for pension insurance, it will increase from €8,450 to €8,850.

This means that those earning over €5,812.50 gross per month and insured through the statutory health system will pay more for their health insurance, and those earning above €8,450 gross will contribute more towards their retirement benefits. The ministry emphasized the legal obligation to adjust these values according to the yearly wage growth.

In 2025, gross wages are projected to grow by 4.38 percent. The annual adjustment of these limits ensures that all insured individuals contribute proportionately to the financing of social insurance based on the wage growth. The limit for health insurance also includes an additional rise of €300 this year, stemming from a health-saving package agreed upon in the coalition government before the summer.

This additional amount aims to alleviate the insurance companies' financial burden due to consistently increasing healthcare expenditures.