Maharashtra Consumer Commission Orders United India Insurance To Pay ₹70 Lakh For Burnt BMW Claim Rejected Earlier
Mumbai: The Maharashtra State Consumer Dispute Redressal Commission has directed United India Insurance Company Ltd to pay ₹70 lakh, the Insured Declared Value (IDV) of a BMW car that was gutted in a fire after it was parked on the roadside following a tyre puncture. The commission held that the insurer could not repudiate the claim merely on the ground that the vehicle was left unattended…
Mumbai: The Maharashtra State Consumer Dispute Redressal Commission has ordered United India Insurance Company Ltd to pay ₹70 lakh to Ravikant S. Patil, the owner of a BMW car that was burnt in a fire following a tyre puncture. The insurer had initially rejected the claim, arguing that leaving the vehicle unattended overnight violated the policy condition.
However, the commission rejected this argument, stating that the policy did not require the insured to stay with the vehicle, especially when no alternative solutions were available. The insurer has been directed to pay the compensation with 7% annual interest from November 23, 2012, until the actual realisation of the claim. Additionally, they must pay ₹50,000 for mental anguish, and ₹25,000 for litigation costs.
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