Partial retirement: how to retire up to 3 years early while collecting pension and salary
During the first year of combining work and pension, you can only reduce your working day by between 20% and 33%.
Spain's partial retirement system allows workers to gradually leave the workforce before reaching the legal retirement age while receiving both their salary and pension. As of April 2025, workers can access this system up to three years before the ordinary retirement age. To be eligible, workers must have a minimum of 15 years of contributions, with at least 2 years within the last 15, and an explicit agreement with their employer to switch to part-time work.
The working hours can be reduced by between 25% and 75%, and the pension received will be equivalent to the percentage of the reduced working hours.
Written by urgent.news from Expansion ES's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
