Ant International Launches Industry’s First Full-Stack AI-Native Solutions for Payment, Account, FX, Treasury and Growth Operations for Global Businesses

Ant International has introduced a groundbreaking full-stack of AI-native solutions for global businesses, revolutionizing payment, account, FX, treasury, and growth operations. Unveiled at the company's annual VOYAGE executive merchant forum, the AI-native product suite is fortified by a robust 2-layered security architecture and powered by Ant International's proprietary foundation models: Antom 3-in-1 Transformer and the time-series transformer (TST) forecasting model, FalconTST.

Built on the Antom 3-in-1 Transformer, the industry's first payment foundation model that processes sequential, tabular, and graph data, the suite aims to enhance existing tasks with AI and enable end-to-end agentic capabilities for future growth. Ant International's CEO, Peng Yang, emphasized the importance of a trust infrastructure combined with foundational FinAI models, along with a comprehensive set of AI-native solutions that cater to global businesses' needs both now and in the future.

The AI-native solutions encompass a range of capabilities, from fraud detection and scam prevention to optimizing payment success rates. FalconTST, the pioneering FX and liquidity forecasting model, boasts an impressive 93% accuracy in forecasting foreign exchange exposures and cash flows, leading to significant cost savings for corporate clients.

The suite also features the Alipay+ Agentic Mobile Protocol (AMP), which facilitates end-to-end agentic transactions across devices, ensuring seamless payment experiences for users and real-time visibility into agent activities.

Moreover, WhaleRTP, a blockchain-based wholesale settlement platform, optimizes liquidity management across 23 leading financial institutions, reducing working capital requirements by 60% and boosting liquidity yield by 23%. With a full-stack of AI-native solutions designed for payment, account, FX, treasury, and growth operations, Ant International is positioning itself as a future-ready fintech leader, catering to the evolving needs of global businesses.