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A 60-year-old took out student loans to help her kids succeed. She's facing retirement with a $156,000 balance.

She doesn't have a college degree of her own, but she's staring down a six-figure student-loan balance she took on to give her kids a better life.

  • 60-year-old Nansi Lynch took out student loans for her children's education.
  • She faces a $156,000 balance on federal parent PLUS loans with 9.07% interest.
  • Lynch worries about repayment when forbearance ends next year.

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