Jubilación anticipada: la Seguridad Social recorta hasta el 21% de la pensión

The Spanish Social Security system has announced that it will reduce the amount of early retirement pensions by up to 21%. This measure applies to individuals who retire earlier than the legal age, either voluntarily or involuntarily. To qualify for early retirement, individuals must have a minimum of 35 years of contributions, with at least two of those years within the last 15 years. The reduction in pension amount depends on the length of the anticipatory retirement period and the total years of contributions.

For voluntary early retirement, the reduction ranges from 3.26% to 21% based on the number of years ahead of the retirement age. For instance, individuals with less than 38 years and 6 months of contributions will face a reduction of up to 21%, while those with 38 years and 6 months to 41 years and 6 months will experience reductions between 3.11% and 19%.

Involuntary early retirement, where retirement is due to factors beyond the employee's control such as layoffs or company closures, does not require the pension to surpass the minimum legal amount. However, the reduction coefficients are higher, ranging from 0.63% to 30% for those with less than 38 years and 6 months of contributions.