Immobilien: Wie Sie Ihr Haus vor Extremwetter schützen – und was das kostet
Die Schäden durch Hitze oder Starkregen nehmen zu. Wer hohe Reparaturkosten vermeiden will, kann sein Haus davor schützen. Die Kosten für einzelne Maßnahmen unterscheiden sich erheblich.
Klimawandel and its consequences are becoming more expensive. Between 2016 and 2025, the General Association of Insurers (GDV) estimates that natural disasters cause around 2.4 billion euros in damages across Germany each year. To put it into perspective, between 2000 and 2009, the figure was only about 1.4 billion euros. This also affects property owners.
Damage to houses caused by heat, storms, or heavy rain is increasing, and premiums for liability insurance are rising. Those who want to avoid high repair costs as much as possible can protect their property beforehand. Even when buying a house, climate risk should play a role, as depending on its location, natural hazards can become a cost driver. But which protective measures are particularly effective, and how much do they cost?
Professor Jörg Schiller, a professor of insurance economics at the University of Hohenheim, explains that the greatest climate risks in Germany are heat and heavy rain. Germany can be divided into so-called climate regions. The storm risk is higher in the coastal regions in the north. Heat affects the southwest of Germany, the Upper Rhine Plain, and densely populated urban areas.
Heavy rain endangers mainly depressions and lower-lying areas where water accumulates and later seeps into houses. However, it can occur anywhere in Germany.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
