OCBC’s blue-chip plan gains traction with young investors, with 1 in 4 customers now under 35
More younger investors are turning to BCIPs as a way to start investing small and build up savings.
Singapore's OCBC Bank has reported a surge in young investors opting for its blue-chip investment plan (BCIP). According to the bank, one in every four customers is now under 35 years old. The BCIP, launched in 2013 with a minimum investment of USD 100 per month, allows customers to invest in a selection of stocks and ETFs. The plan's popularity among younger investors is attributed to its convenience, automated monthly investments, and the discipline of dollar-cost averaging, which reduces the average cost per unit over time.
This trend marks a significant increase, with the number of BCIP investors rising by nearly 30% year-on-year between 2024 and 2025, compared to low single-digit growth rates in the preceding years. OCBC head of treasury products and equities, Germaine Tan, attributes this growth to the BCIP's accessibility and the positive performance of the Singapore Straits Times Index, which has risen over 20% in 2026.
Younger investors are also contributing larger amounts, with average monthly investments growing by more than 40% in the first half of 2026 compared to the same period last year.
Written by urgent.news from Straits Times Business's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
