Mortgage and refinance interest rates today, Friday, September 18, 2026: Rates climb above 7%
As of Friday, September 18, 2026, mortgage rates have climbed above 7%, according to the Zillow lender marketplace. The average 30-year fixed rate is now 7.05%, a 4 basis point increase from the previous day. The 15-year fixed loan rate stands at 6.43%, which is 1 basis point lower than yesterday. The 5/1 ARM rate is currently at 7.16%, up 6 basis points from Thursday. These figures represent national averages and are rounded to the nearest hundredth.
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