Mortgage and refinance interest rates today, Wednesday, September 16, 2026: Rates ease somewhat ahead of the Fed's rate decision
Today, Wednesday, September 16, 2026, mortgage rates are slightly lower according to Zillow's lender marketplace. The average 30-year fixed rate sits at 7.00%, a 2 basis point decrease from yesterday. The 15-year fixed loan is 6.36%, up 4 basis points compared to the previous day. The 5/1 ARM stands at 7.21%, down 12 basis points from the previous Tuesday. These figures represent national averages, rounded to the nearest hundredth.
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