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Krankenversicherung: Sparpaket für die Krankenkassen – wie sicher sind stabile Beiträge?

Rechnerisch reicht das Sparpaket der Regierung aus, um einen Anstieg des durchschnittlichen Zusatzbeitrags zu verhindern. Experten warnen jedoch vor einer Kalkulation ohne Puffer.

Krankenversicherung: Sparpaket für die Krankenkassen – wie sicher sind stabile Beiträge?

In Berlin, the question on the minds of those insured under Germany's statutory health insurance system is whether they will face higher contributions as early as 2027. The DAK, representing the federal health insurance funds, says this is a "tightrope walk," according to DAK President Andreas Storm, speaking to the Handelsblatt. The government approved a savings package in July aimed at preventing this, but only if contributions remain stable.

Current estimates predict a shortfall of around 18.8 billion euros for the health insurance funds in 2027 if contributions do not increase. Storm believes the savings package can bridge this gap, but only if expenditure does not rise beyond expectations and the planned savings are actually implemented. Even the Federal Audit Office cautions against an overly conservative calculation.

In a report for the Budget Committee dated September, the auditors note: "There is no longer any buffer, every uncertainty affects GKV finances."

So, can stable contributions still be achieved? The Handelsblatt spoke with experts and representatives of the health insurance funds to explore this.

Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

Read the original at handelsblatt.com →

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