Why Mortgage Bonds Are at Risk if Rates Rise—and if They Fall
There are fewer people sitting on ultracheap mortgages than you might think.
According to data from Zillow's lender marketplace, mortgage interest rates in the U.S. were uneven on Monday, September 14, 2026. The 30-year fixed purchase rate stood at 6.91%, identical to the current refinance rate. The 15-year fixed purchase rate was 6.37%, 8 basis points higher than the 15-year refinance rate. Meanwhile, the 5/1 ARM purchase rate was 6.85%, 20 basis points lower than the 5/1 refinance rate. These rates are national averages, rounded to the nearest hundredth.
Written by urgent.news from Yahoo Finance's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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