I've Covered Investing for 22 Years. Here's What I Tell Every Beginner to Invest In.

I've spent over two decades in the investment world, witnessing it all and experiencing it multiple times. With each passing year, I've grown increasingly convinced of one key principle: the more effort you put into trying to outperform the market through increased activity, the more likely you are to underperform. Simplicity truly is key here.

The good news is that this holds true even for those who are new to investing and have limited understanding of how the stock market functions. In fact, they might even outperform the average investor. So, what does this mean for beginners? It boils down to just one crucial piece of advice: make your very first investment and stick with it for life.

And here's the surprising part - it doesn't involve buying individual stocks at all. Instead, I recommend two ETFs that aim to replicate the performance of the S&P 500 Index: the Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 ETF Trust (SPY). These ETFs offer a straightforward and effective way for beginners to gain exposure to the broader market without the complexities of managing individual stocks.