How to protect your laptop, phone and bike from thieves at uni

Insurers say laptops, phones and bikes are the most commonly stolen items from university students. They are frequently taken from dorms, cars, public transport, and social venues. To safeguard these possessions, it is advisable to leave high-value, sentimental belongings at home. When out and about, keep valuables out of sight and avoid leaving bags or laptops unattended.

Deciding whether to insure items while at university is a personal choice. Car insurance is mandatory in the UK, but coverage for bikes and other possessions is optional. Before purchasing contents insurance, confirm if your student halls or parents' policies already provide coverage. If not, create an inventory of all belongings, estimating the replacement value for each item.

This will help determine if the insurance coverage is sufficient. Be mindful of coverage limits for single items, such as expensive bikes. Inform your insurer about any changes to your car's whereabouts, especially if you become the primary driver. Failing to disclose this information is illegal.