Finanzpolitik: Vergessenes Geld – Grüne wollen Milliarden mobilisieren
Wenn Geld auf Konten liegt, um die sich niemand mehr kümmern kann, ist es fraglich, wie man damit umgeht. Die Grünen wollen einen neuen Ansatz für den Umgang mit solchen Konten schaffen.
In Berlin, the Green Party in the Bundestag aims to mobilize unspent funds from inactive bank accounts for social projects and charitable organizations. To achieve this, they intend to introduce an amendment to the Bundestag. The party's financial spokesperson, Katharina Beck, stated that their proposal is a pragmatic additional route to strengthen social cohesion and innovation without burdening the budget.
Inactive bank accounts, also known as non-communicative accounts, are accounts where the bank has lost contact with the customer and cannot re-establish it, such as savings accounts, investment accounts, or deposit accounts. Such accounts can occur when the account holders have passed away and their heirs are unaware of the account.
According to their proposal, based on various investigations, several billion euros remain unspent due to inactive accounts. The CDU, CSU, and SPD had previously agreed in their coalition agreement to address this issue. The Green Party proposes considering accounts as non-communicative after ten years without proven customer contact, and after three years in the case of a proven death when an heir cannot be identified. Banks are required to report such accounts.
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