Southwest shook: Earthquake: Which insurance pays for damages?
Comprehensive insurance for cars, special modules for homes: Which insurance policies really pay out in the event of earthquake damage – and what to do in an emergency.
A light earthquake struck the border region between Baden-Württemberg and Rheinland-Pfalz on September 10. Fortunately, no major damage was reported. The Gesamtverband der Deutschen Versicherungswirtschaft (GDV) has provided information on which insurance policies cover financial losses from earthquakes. Homeowners typically need an Elementarschadenversicherung or a pure Erdbebenversicherung to cover damage to their property, while a Zusatzbaustein for Elementarschäden is required for household contents, and a Vollkaskoversicherung is usually needed for vehicle damage.
Written by urgent.news from Handelsblatt's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
