Kreditauskunft: Streit um historische Schufa-Daten – Kritiker wollen klagen
Darf die Schufa alte Kreditdaten speichern und für ihre Modelle nutzen? Datenschützer fordern die Löschung der Daten, die Schufa hält dagegen. Nun dürfte der Streit vor Gericht landen.
A legal dispute over historical data held by the credit reporting agency Schufa is set to go to court, according to the European data protection organization NOYB. The Austrian NGO firmly rejected Schufa's allegations of "decidedly" not complying with their demands and refusing to issue halt notices by September 9th. The NGO stated that their actions would "certainly lead to a restraining order lawsuit." Interested parties may also register for a potential class action.
NOYB had formally notified Schufa of their concerns in late August and announced further legal steps. In response, NOYB's president Max Schrems described Schufa's arguments as "completely ridiculous," alleging that the company believes itself to be a semi-divine institution above European law. Schrems expressed satisfaction at the prospect of ending this situation.
The conflict began when NDR and Süddeutsche Zeitung reported on a "Shadow Database" operated by Schufa in mid-July, based on their own research. The database reportedly stored historical data such as old credit information, levies, or even private bankruptcies. Claims and debts that affected individuals had long since been paid off.
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