Is PayPal Stock a Buy, Sell, or Hold at 80% Below Its Record High?
The digital payments provider faces formidable challenges.
PayPal (NASDAQ: PYPL), a major digital payment company once valued at $305.13, saw its share price decline by 80% to $52 following its separation from eBay (NASDAQ: EBAY) in 2015. The report examines PayPal's challenges, potential catalysts, and valuation to advise whether to buy, sell, or hold the stock. PayPal's growth slowed after eBay shifted to Adyen (OTC: ADYEY) in 2018, and competition from other payment platforms intensified.
Its transaction take rate dropped from 2.89% in 2015 to 1.61% in the second quarter of 2026, and total active accounts remained stagnant at 439 million. PayPal is focusing on features to increase per-user transactions, such as partnerships with credit card companies and expanding Venmo's merchant base, but expects only a 1% increase in adjusted EPS.
Despite trading at less than 10 times the earnings estimate, PayPal's growth may remain flat and take rates shrink. Therefore, the report suggests selling or avoiding PayPal.
Written by urgent.news from Yahoo Finance's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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