Best CD rates today, Thursday, September 10, 2026: Lock in up to 4.35% APY with an 18-month CD

CD rates have hit a recent high of 4.35% APY on an 18-month CD, according to the latest figures. The Federal Reserve has been cutting its target interest rate since last year due to slowing inflation and a better economic outlook, but it's unlikely to reduce rates again in 2026. With the federal funds rate remaining low, CD rates have declined once more.

To find the best CD rates, look for competitive interest rates, terms that suit your financial goals, and low fees. CD rates are influenced by the Fed's actions, so now could be a great time to open a CD and secure a high yield on your savings.