Kapital Lands $125 Million to Scale AI-Powered Business Platform

Financial institution Kapital has secured $125 million in new funding, according to a press release from September 9. The funding will be used to advance the company's proprietary artificial intelligence platform and data analytics suite, as well as to expand its operations across Mexico, Latin America, the U.S., and Europe. Kapital's CEO and Co-Founder, René Saúl, emphasized that the company is addressing key financial challenges faced by businesses at all stages of development, democratizing access to financial capabilities typically reserved for large corporations.

With over 350,000 customers across its operating markets, Kapital provides services for managing operations, credit, and cash flow, as well as investment and savings through its brokerage house and fund management business. In September 2025, Kapital achieved the milestone of becoming "Latin America's first AI unicorn" after raising up to $100 million in a Series C funding round, which doubled the company's valuation to $1.3 billion.

The company aims to further accelerate growth of its AI-driven platform for small- and medium-sized businesses (SMBs). In the first half of 2026, Kapital reported a net income of approximately $50 million, a 220% year-over-year growth in its loan portfolio reaching $1.7 billion, and a 234% increase in deposits exceeding $3.5 billion.

The company's latest financing was provided by Tru Arrow Partners and Fasanara Capital, with additional participation from Cervin Ventures, Niya Partners, and Overlook Capital. Fasanara Capital Founder and CEO Francesco Filia highlighted Kapital's strong business model, competitive advantage through AI capabilities and data network, and the high demand for its solutions.

Tru Arrow Partners Co-Founder and Managing Partner Adam Silverschotz also praised Kapital's highly differentiated platform, combining financial discipline, regulated infrastructure, and advanced AI applications.