Altersvorsorge: Sparkassen unterbieten mit Vorsorgedepot Neobroker Scalable
Die Deka, der zentrale Fondsdienstleister der Sparkassen, steigt in den Preiskampf um das geförderte Altersvorsorgedepot ein – und bietet das Standardprodukt für 0,1 Prozent Kosten an.
German savings banks aim to compete with the new Altersvorsorgedepot Neobroker Scalable by offering their own pension savings products. Their central asset management provider, Deka, charges a mere 0.1 percent annual fee for the standard pension fund, with no additional costs such as management fees. Deka plans to use its own listed index funds, including an international equity ETF and a bond ETF, for the standard deposit.
Customers can access the product digitally through the Sparkassen app, as well as in branches of the 340 savings banks. Deka's Vertriebschef Dirk Peters boasts that their product costs are "on an equal footing and very competitive in the market," positioning them well against the upcoming offer from neobroker Scalable Capital. Scalable recently made waves with its product announcement, with a maximum Total Expense Ratio (TER) of 0.15 percent annually, even zero percent in the first year.
The savings banks, boasting around 38 million private current accounts, now find themselves under intense competition. Many industry insiders predict a fierce battle for customers.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
