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What's a good annuity rate in 2026?

The right annuity could lock in attractive returns for retirement, but not every high-paying option is a good deal.

  • In 2026, annuity rates range from 5.25% to 6.30% for terms between 2 and 10 years.
  • Rates above 6% are available from some top offers, considered competitive.
  • Factors like insurer's financial strength and contract provisions affect annuity rates.

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