Mumbai MACT Awards ₹21.87 Lakh To Navy Sailor For 2018 Bus Accident, Holds Insurer Liable
Mumbai, September 8, 2026: The Mumbai Motor Accident Claims Tribunal (MACT) has directed a Tardeo-based man and United India Insurance Company to jointly and severally pay compensation of Rs 21.87 lakh to an Indian Navy sailor after the sailor was struck by a bus owned by the Tardeo resident. The insurer has been directed to satisfy the award, along with interest at 7.5% per annum from the date…
On September 8, 2026, the Mumbai Motor Accident Claims Tribunal (MACT) ordered the insurer United India Insurance Company, along with the Tardeo resident who owned the bus involved, to pay a combined sum of ₹21.87 lakh in compensation to Petty Officer Sheikh Imtiyaaz Khan. The accident occurred on August 16, 2018, when the bus, executing a U-turn, collided with Khan's motorcycle on G.D. Somani Road near the Hotel Taj President.
Khan, who was serving as a Petty Officer in the Indian Navy at the time, suffered a segmental fracture of his left femur in the crash. Following surgery at INHS Asvini, he was declared unfit for strenuous physical activities and temporarily disabled, with a 45% permanent locomotor disability certified. Although Khan continued to serve in the Navy until January 2024, the tribunal recognized that his disability had a real impact on his occupational duties, promotion prospects, and submarine allowance entitlement.
The tribunal ordered United India Insurance to pay Rs 10.72 lakh for the loss of Khan's submarine allowance over roughly 62 months, and awarded additional compensation for future earning capacity diminution, pain and suffering, loss of amenities, conveyance expenses, special diet, physiotherapy, and miscellaneous medical costs. The bus driver's negligence was deemed established, dismissing the insurer's claim that Khan was entirely at fault.
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