El euríbor, en subida libre antes del BCE
El nuevo tirón en septiembre anticipa un nuevo encarecimiento de las letras mensuales que pagan los hipotecados a tipo variable. Leer
The new high in September foreshadows further increases in monthly rates for borrowers with variable mortgages. The 12-month Euribor continued its uninterrupted upward climb ahead of the ECB meeting. The daily index rate hit its second highest point this year, at 3.17%, marking the fifth increase in the first six sessions of September.
Following this move, the provisional average for the month surpassed the 3.1% threshold for the first time, signaling that the market anticipates additional rate hikes soon. The latest increase in the Euribor ahead of September predicts further hikes in monthly mortgage rates for variable-rate borrowers facing a review of their loans.
As of September 2025, the Euribor stood at 2.17%. Consequently, the cost of a median variable-rate mortgage of €150,000, with a 1% differential and annual review, would increase by approximately €75 per month, reaching €925 monthly. With the same conditions, a loan reviewed every six months would rise by around €44 monthly. This relentless surge in the Euribor would also affect the price of new mortgages, which have already grown by over 11% year-to-date. Despite this, the cost remains very competitive compared to the European average.
Written by urgent.news from Expansion ES's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
