Ukraine’s Experience in Insurance Supervision
Zhanna Dryha explains how Ukraine’s insurance sector is moving from formal compliance toward risk-based supervision aligned with European standards. Drawing on her research and professional experience, she discusses insurance reserves, asset quality, internal controls, audit effectiveness, and early-warning systems. The interview also explores how reliable regulatory data can support digital…
Ukraine's European integration has led to significant changes in its financial sector. Zhanna Dryha, a doctor of Economic Sciences and professor, discusses Ukraine's transition to risk-based insurance supervision, the importance of reliable data, and internal controls. The Ukrainian insurance market is undergoing major reforms, transitioning from formal compliance to a risk-based model where reserves are treated as economic obligations.
This shift is crucial for political stability, economic attractiveness, and technological progress. Dryha's research began with her work in the insurance sector, where she noticed that the reliability of insurers depends on the quality of assets backing their reserves, effective internal controls, and coordination among professionals.
Her research, spanning two decades, has evolved into a comprehensive framework for financial regulation, risk management, and AI governance.
Written by urgent.news from Kyiv Post's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
