Sectoral Deployment of Credit by NBFC – July 2026
Data on sectoral deployment of credit by non-banking financial companies (NBFCs) for the month of July 2026, collected from major NBFCs and housing finance companies (HFCs), are set out in the Statement 1 . On a year-on-year (y-o-y) basis, NBFCs’ credit registered a growth of 14.9 per cent in July 2026 as compared to 10.6 per cent a year ago. Highlights of the sectoral deployment of credit by…
According to the July 2026 Statement 1, non-banking financial companies (NBFCs) recorded a 14.9% increase in credit compared to a 10.6% increase in the same month last year. The sectoral breakdown of NBFC credit shows a strong growth of 18.0% in agriculture and allied activities, up from 5.4% a year ago. Industry credit saw a 7.4% increase, while services sector credit growth slowed to 15.2% from 24.5% a year earlier.
Notably, commercial real estate credit expanded significantly, while trade and transport operators experienced a slowdown. Retail loans grew at an accelerated rate of 21.4% year-on-year, with housing and gold jewellery loans segments showing particular growth, whereas vehicle loans remained steady.
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