Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann
In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.
München – The Altersvorsorge, or retirement savings account, has become a reality as of December 31st, 2023, marking the end of the Riester-Rente for high earners. Starting from January 2027, the successor scheme will offer benefits not only to employees but potentially to freelancers and civil servants as well. Financial experts are anticipating a wave of promotional activities from providers, with Niels Nauhauser, a team leader at the Baden-Württemberg Consumer Center, predicting that "especially high earners will receive offers."
The retirement savings account can provide tax advantages, particularly for those who contribute more than what is necessary for maximum support. Banks and financial services are expected to leverage this tax benefit as an incentive to engage with clients regarding the Altersvorsorgedepot in the coming months. For those interested, it is essential to familiarize themselves with the various models to determine which ones are suitable and worth pursuing.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
