Local Banks Attract Rs. 13 Billion Deposits per Day in July
Pakistan’s banking sector deposits rose 13.9 percent year on year to Rs. 39.05 trillion in July 2026, but fell 4.5 … Read More The post Local Banks Attract Rs. 13 Billion Deposits per Day in July appeared first on ProPakistani .
In July 2026, Pakistan's banking sector saw a 13.9 percent year-on-year increase in deposits, reaching Rs. 39.05 trillion. However, this growth slowed to a 4.5 percent decrease month-on-month, falling from Rs. 40.89 trillion in June. Despite this dip, bank advances grew 9.7 percent year-on-year to Rs. 13.56 trillion, while monthly advances contracted 5.7 percent.
Bank investments increased 12.8 percent year-on-year to Rs. 40.83 trillion, though they declined 4.1 percent month-on-month. Borrowings rose 6.2 percent year-on-year to Rs. 16.54 trillion, with monthly borrowings dropping 6.1 percent. The Advance Deposit Ratio, indicating the proportion of deposits used as loans, fell to 34.7 percent in July from 35.2 percent in June, and was lower than the 36.1 percent seen in July 2025.
The Investment Deposit Ratio stood at 104.6 percent in July, slightly down from 104.2 percent in June, compared to 105.6 percent in July 2025. Despite these month-on-month declines, the banking sector's deposit base remains the largest component of its balance sheet, with deposits significantly outpacing advances and investments.
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