Geldanlage: Aktien, Anleihen, ETFs, Optionen: So klappt es mit dem Nebenverdienst ohne Arbeit

Passive income, a concept that sparks feelings of excitement in the brain, is no longer a distant dream. While achieving it requires effort initially, it is indeed attainable. The Handelsblatt presents four investment strategies to guide readers in this journey. Bonds offer a particularly calculable passive income stream, and investors can maximize the benefits by exploring dividend stocks and options.

Focused on dividend-paying stocks, the article reveals additional ways to extract more value from these shares, such as call options. Additionally, funds and ETFs provide substantial dividend yield potential for passive income. The mere mention of passive income triggers a whirlwind of questions in most people's minds. No longer will the daily grind be a concern, as the focus shifts to doing what one loves without the anxiety of, "Who will pay for this?"

The allure lies in the allure of financial independence for many self-proclaimed financial strategists who passionately promote their ideas on social media. "From a psychological perspective, the idea of passive income primarily satisfies three desires: security, freedom, and relief," notes Valentin Haas, a psychologist and corporate coach.

Haas, having encountered countless sessions, understands this phenomenon well: when someone feels trapped in an endless cycle, the mere thought of breaking free elicits a sense of relief. This moment, he explains, triggers a feeling of luck in the brain, releasing the neurotransmitter dopamine. The dopamine rush occurs because the individual believes they have found an escape, even if the situation hasn't changed.

Social media videos, success stories, and promises like, "Save sum X and you can live off that income forever," create a powerful dopamine kick. However, a deeper dive into the offerings often reveals little concrete information. The crucial question of whether passive income can work is multifaceted and depends on various factors.