Best CD rates today, Wednesday, September 2, 2026: Earn up to 4.30% APY with Marcus
As of September 2, 2026, the highest CD rate available is 4.30% APY, offered by Marcus by Goldman Sachs on its 18-month CD. CD rates today are generally higher than those of traditional savings accounts. Historically, longer-term CDs offered higher interest rates compared to shorter-term CDs due to the increased risk, but this trend has flattened or inverted in recent times.
Factors to consider when choosing a CD include your financial goals, the term length, the financial institution, account terms, and inflation. The best CD rates are determined by evaluating interest rates, fees, and specific account features.
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