Economy Ministry reports issuance of UAH 50 bln in eOselia loans to more than 28,000 families

Over the past nearly four years, over 28,000 Ukrainian families have utilized the eOselia affordable loan program to purchase their homes. The Ministry of Economy, Environment, and Agriculture reported that UAH 50 billion has been issued under the program since October 2022. Military personnel and security sector representatives led the borrowing group, with 13,077 loans awarded, followed by veterans receiving 685 loans.

Internally displaced persons and public sector employees also benefited from preferential loans: 2,377 families and 1,890 medical workers, 1,888 teachers, and 518 scientists respectively. The majority of borrowers were young adults aged 26-35, accounting for 43.7% or 12,343 families. Approximately 46% of purchased properties were bought on the primary market, with 32% from developers.

The average property size was 56.3 square meters, with 28.77 square meters per family member. Popular regions for eOselia purchases included Kyiv and Lviv regions, as well as frontline territories. State compensation of 70% of the down payment, 70% of monthly payments during the first year, and up to UAH 40,000 for associated costs were provided to eligible borrowers.

Since the beginning of 2026, 5,541 families across Ukraine have taken advantage of the program, receiving almost UAH 11 billion in preferential mortgage loans. Ukrainian Minister of Economy Oleksandr Kravchenko highlighted the program's role in stimulating the construction industry. As of February 10, partner banks had issued UAH 41 billion in loans to 23,600 families.

Recent updates to the eOselia program include increased apartment sizes and reduced interest rates for parents of children.