Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks – June 2026
Today, the Reserve Bank released its web publication entitled ‘Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks (SCBs) 1 - June 2026’ 2 on its ‘Database on Indian Economy’ portal ( https://data.rbi.org.in >Homepage > Publications). It captures various classificatory characteristics of outstanding bank credit such as occupation/activity/organisational sector of…
The Reserve Bank released its Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks for June 2026. The report reveals that bank credit growth accelerated to 16.5 percent year-on-year, up from 9.9 percent a year earlier. This growth was widespread across all population groups and bank groups. Private corporate sector borrowings surged to 21.1 percent, while public and household sectors saw robust growth of 14.6 percent and 15.2 percent, respectively.
Female individual borrowers saw a notable increase in credit to 19.7 percent. Term loans, which constituted 64.1 percent of total bank credit, grew by 15.4 percent, while working capital loans increased to 18.0 percent. Credit growth was broad across major sectors, with trade and finance sectors registering higher growth than the overall credit.
The share of loans bearing interest rates below 9 percent increased to nearly two-thirds, with the weighted average lending rate easing by 45 basis points to 9.26 percent.
Written by urgent.news from Reserve Bank of India's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
