Hyundai Card and Hyundai Commercial Open 2026 Graduate Recruitment, with Roles Chosen After Hiring

Hyundai Card and Hyundai Commercial have launched their 2026 graduate recruitment program, implementing a joint selection process that allows chosen candidates to determine their specific roles after commencing employment. Instead of recruiting for predefined positions separately, the two financial institutions will assess applicants through a unified process and assign them following a more comprehensive understanding of the available functions.

Interested candidates can submit applications via the Hyundai Card and Hyundai Commercial recruitment website until September 14 at 10 a.m. Graduates from both Korean and overseas universities, as well as students projected to graduate by February 2027, are eligible to apply regardless of their major. The selection procedure involves an application review, a written examination, and two rounds of interviews.

Selected candidates are projected to join the organizations in January 2027. The companies have not disclosed the quantity of available positions.

The program’s distinctive aspect lies in the fact that applicants do not need to commit to a specific role during the application phase. Initially, the companies will evaluate candidates’ overall capabilities and subsequently offer opportunities to explore individual departments before making final placement decisions. Hyundai Card and Hyundai Commercial run a "Job Selling" program where employees present the responsibilities, working methods, and necessary skills for their respective departments.

Additionally, a "Job Fair" is held to enable new recruits to converse with department representatives about specific positions and potential career paths, allowing employees to compare various functions based on insights from everyday operations. This approach enables the companies to gain a more accurate understanding of job fit that may not be discernible solely from academic backgrounds, application materials, or interviews.

Although Hyundai Card and Hyundai Commercial maintain separate core businesses, their recruitment strategies have converged. Hyundai Card operates in payments, card products, customer data, marketing, and brand management, while Hyundai Commercial has grown from commercial-vehicle and industrial finance to encompass corporate and investment finance.

Hyundai Card has been leveraging data science and artificial intelligence to enhance product development, customer analysis, personalized benefits, and risk management. Its data science-driven hyper-personalization platform, UNIVERSE, has been implemented by Sumitomo Mitsui Card Company in Japan. Recently, Hyundai Card introduced AI agent services that examine individual spending patterns and provide customers with customized insights.

Conversely, Hyundai Commercial has been broadening its asset portfolio beyond industrial finance. By the first half of 2025, the company's financial assets surpassed 10 trillion won, with approximately 3.8 trillion won allocated to corporate finance and 1.24 trillion won directed towards investment finance. This expansion has heightened the significance of capabilities in corporate analysis, credit assessment, structured finance, and portfolio management.

The joint recruitment model reflects the increasing interconnectedness of these operations. Card product planning now necessitates knowledge of customer data and risk assessment, while corporate and investment finance increasingly rely on digital tools, sector expertise, and the ability to collaborate across traditional organizational boundaries.

Interestingly, AI and data are not delineated as separate recruitment categories in the program. Instead, their inclusion across product planning, sales, risk management, finance, and brand functions suggests that digital competence is regarded as a fundamental competence throughout the organization, rather than the sole responsibility of a designated technology unit.

Through unified selection and subsequent career exploration, Hyundai Card and Hyundai Commercial aim to alleviate applicant pressure to make early occupational choices and enhance alignment between employees and departments. The model emphasizes what new recruits learn about the organization upon joining and their capacity to apply this knowledge across financial, commercial, and digital functions.