GEXIM Bank grows loan portfolio to GH¢1.56bn as equity hits GH¢2.1bn in 2025 – SIGA Report
The Ghana Export-Import Bank (GEXIM Bank) strengthened its financial position in 2025, recording substantial growth in interest income, net interest income, loans to businesses, total assets and shareholders’ equity.
The Ghana Export-Import Bank (GEXIM Bank) saw a significant expansion in its loan portfolio in 2025, growing to GH¢1.56 billion from GH¢1.30 billion in the previous year, according to the 2025 State Ownership Report. The bank's equity increased by 28.63 percent, from GH¢1.63 billion to GH¢2.10 billion, as retained earnings and statutory reserves contributed to its improved financial position.
Net interest income rose by 184.98 percent, from GH¢153.65 million, driven by higher interest earned on loans and financial placements. Funding costs fell sharply by 99.08 percent, reducing from GH¢26.99 million to GH¢250,000. As a result, net interest income increased by the same percentage, reaching GH¢153.65 million. The bank's total assets and earning assets also increased, reaching GH¢2.48 billion and GH¢1.89 billion, respectively.
Shareholders’ funds grew by 28.63 percent, indicating a robust financial health. Despite maintaining strong profitability, the bank's net operating margin, return on assets, and return on equity saw declines from their exceptionally high levels in 2024.
Written by urgent.news from Joy Business's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
