Delaware Is Quietly Stealing Florida’s Retirees and the Tax Math Explains Why

Delaware is quietly luring Florida retirees with its attractive tax structure. The state boasts a $12,500 per-person pension exclusion, zero sales tax, and some of the lowest property taxes in the nation. These factors can even offset Florida's no-income-tax advantage for moderate retirees. While Florida still wins for high-income retirees, Delaware appeals to those spending around $78,000 annually, drawing their retirement income from Social Security, pensions, and measured IRA withdrawals.