NPRA urges Ghana’s informal sector workers to enrol on Tier-3 pension scheme
The National Pensions Regulatory Authority (NPRA) has intensified its public education and sensitisation drive in the Upper West Region, calling on informal sector workers and small-scale business operators to sign up for pension schemes to guarantee financial security in their old age.
The National Pensions Regulatory Authority (NPRA) is actively promoting the Tier-3 pension scheme among informal sector workers and small business operators in Ghana's Upper West Region. A campaign dubbed the "Pensions Caravan" and "Pensions on Wheels" was launched in Wa, featuring a street float and community dialogue. The NPRA's Principal Manager, Corporate Affairs, Efua Appiah-Gyimah, emphasized that formal sector employees receive automatic pension deductions, while informal workers must actively plan for retirement.
The Tier-3 scheme allows contributions at any interval, from weekly to quarterly, and is fully protected. About 85% of Ghana's workforce is informal, yet most lack structured social security. Upper West Regional Director of the Ghana Enterprises Agency, Mohammed Abdul-Moomin, urged businesses to view pension planning as a survival strategy.
The NPRA encourages all region workers and groups to register with licensed trustees if unable to attend the event.
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