Delhi Govt invites bid for scheme offering Rs 10-lakh medical cover for families of construction workers

The Delhi Government has issued an invitation for bids to establish the Delhi Building and Construction Workers Health Scheme. This initiative will offer around 2.7 lakh registered construction workers and their families a comprehensive healthcare package worth up to Rs 10 lakh annually. The scheme, approved by the cabinet led by Chief Minister Rekha Gupta in June, aims to provide free health check-ups, outpatient and inpatient department services via empanelled hospitals, laboratories, and clinics, including the government's facilities.

Each registered worker will receive treatment up to Rs 2 lakh at empanelled hospitals, while a family's coverage limit is up to Rs 10 lakh. The scheme's primary objective is to ensure timely health screenings for nearly 2.70 lakh registered workers and their families, thus supporting their health, safety, and working conditions. Construction workers are often exposed to extreme conditions, making this scheme crucial for their well-being.

The Board, known as the Delhi Building and Other Construction Workers Welfare Board (DBOCWWB), will manage the scheme and ensure beneficiaries have access to cashless healthcare services, reducing their financial burdens. The actual number of beneficiaries may vary based on field verification, operational feasibility, and administrative approval.

In rare cases like worksite accidents or medical emergencies, beneficiaries can avail treatment at any nearest non-empanelled hospital. The scheme covers diagnostics, medicines, and hospitalization on a per-beneficiary basis per financial year.

The selected Project Implementing Agency (PIA) will establish a 24*7 Toll-free helpline and call center for beneficiary support and set up six labs evenly distributed across the city. The PIA will also test all samples in its labs and maintain electronic medical records through a cloud-based system developed by them at their own cost for the DBOCWW board.

However, beneficiaries availing healthcare services under the Delhi State health scheme or any other government scheme will not be eligible for benefits under this scheme. The annual health check-up package for men and women workers is set at Rs 2,000 and Rs 2,200, respectively.