BOP Yet Again Delivers Record First-Half 2026 Results: Highest-ever Operating Profitability and Interim Dividend of 16%

The Bank of Punjab (BOP) reported record first-half 2026 financial results, with the highest operating profitability and an interim dividend of 16%. Key figures show a 67% increase in operating profit to Rs. 22.5 billion, propelled by a 29% rise in net interest income to Rs. 46.1 billion and an impressive 61% growth in non-markup income to Rs.

11.9 billion. The Bank's cost-to-income ratio improved by 2.40 percentage points, and its cost efficiency strengthened. BOP maintained a solid funding profile with total deposits reaching Rs. 2,154 billion, a 26% year-over-year increase in current deposits. The bank received a AAA rating from PACRA, signaling improved financial health and risk management.

BOP expanded its international presence by receiving pre-approval to establish a wholesale banking unit in Bahrain. The bank also proposed a PKR 30 billion equity subscription to the Government of Punjab, a strategic move to bolster its balance sheet. BOP received three awards at the Pakistan Banking Awards 2026, including Best Bank for Agriculture Inclusion, Best SME Bank, and Best Bank for Women's Inclusion.