5 things US boomers should never sell in retirement — even if you really want to get rid of them. How many do you own?

1. Selling investments during retirement can lock in losses and prevent the portfolio from benefiting from future market recoveries. This is known as sequence-of-returns risk, where withdrawing from a shrinking portfolio reduces available assets to help recover and support future withdrawals.

2. Retiring on a fixed income can make owning rental properties appealing, as they provide recurring income not dependent on Social Security or withdrawals from retirement accounts. However, it's essential to consider factors such as the property's net income, transaction costs, and the potential for major repairs before selling.

3. Investing in shares of vacation homes or rental properties through Arrived, a platform backed by Jeff Bezos, allows for a hands-off approach to maintaining an appropriate investment mix. Investors can buy shares of vetted properties and earn passive income without the responsibilities of being a landlord.

4. Gold may have a role in diversifying a retirement portfolio during volatile or inflationary periods, as it pays no dividends or interest but can act as a refuge against economic uncertainty. However, selling all gold holdings could eliminate this diversification benefit. Opening a gold IRA with Priority Gold provides tax advantages and the potential protective benefits of investing in gold.

5. Inherited assets, like stocks purchased for $50,000 that are now worth $250,000, can create a significant taxable gain upon selling. According to the IRS, the base for inherited assets is generally the fair market value at the time of the original owner's death.