Suze Orman says 41% of workers delay medical care when emergencies hit — and 1 in 4 raid retirement savings

Suze Orman reveals that 41% of workers delay medical care during emergencies, while one in four cannot afford to cover expenses without resorting to retirement savings. A recent SecureSave survey found that most Americans lack sufficient emergency funds, with 67% having less than three months' expenses saved. This financial strain leads to job performance issues, with 38% of workers skipping work due to money troubles, resulting in an annual $183 billion loss for the U.S. economy.

Employers are increasingly offering emergency savings plans, with over 77% participating in some form, such as employer matches or loan options. Critics argue that linking emergency funds to retirement accounts limits access and creates complications.