Urgent.News

What's breaking now, across thousands of outlets.

More in Finance & Markets

What are today's HELOC and home equity loan interest rates?

HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

  • As of July 9, 2026, average home equity loan rate is 6.98%.
  • Average HELOC rate is 7.04% as of July 9, 2026.
  • HELOCs offer revolving credit with variable interest rates.

More from Wednesday 26 August →