Bankinter exceeds 230,000 customers in Ireland

Bankinter has surpassed the 230,000 client mark in Ireland, with its investment portfolio reaching nearly €5.2 billion, a 24% increase from the previous year. The bank's Irish client base was initially built on consumer finance and credit card businesses, before expanding through its growing mortgage activity and the introduction of new financial products.

Among these, the launch of deposits in February this year has allowed the bank to capture resources worth €100 million. In the €5.2 billion investment portfolio, over €4 billion is from the mortgage business, which saw a 29% growth in the last twelve months. Meanwhile, consumer finance exceeds €1 billion, with an 8% increase compared to the previous year.

Ireland is one of the growth engines for the bank, accounting for only 4% of the group's income in the first half, but the pace of credit activity expansion is stronger than in other countries. Bankinter entered the Irish market in 2019 with the acquisition of consumer finance firm Avantcard, later renamed Avant Money, which had a credit and credit card portfolio of nearly €400 million.

Since then, the company has expanded its investment portfolio, especially after starting mortgage activities in Ireland at the end of 2020, multiplying the volume of credits and loans thirteenfold. The bank has introduced innovative proposals in the Irish market, such as One Mortgage, the first fixed-rate mortgage throughout the loan term offered in the country, followed by Flex Mortgage, the only adjustable-rate mortgage referenced to Euribor available in Ireland, as well as long-term fixed-rate solutions.

After obtaining a full banking license in 2025, Bankinter has begun a new phase of development aimed at building a full-service digital bank. Following the launch of deposits, the roadmap includes further expansion of savings products, the introduction of current accounts, and exploration of new opportunities in areas such as corporate banking or investment services.