Pine Labs Invests ₹24 Cr In AI R&D In FY26, Cuts Testing Time by Over 95%
In line with its bid to modernise its digital payments offerings, fintech major Pine Labs invested about ₹24 Cr on…
Pine Labs, a fintech major, invested ₹24 crore in AI research and development during fiscal year 2026 (FY26), leading to a significant reduction in software testing cycle times by over 95%. The company's AI initiatives have also increased developer productivity by 25% and cut initial incident analysis time by 80%. Pine Labs has expanded its AI applications beyond internal use, launching consumer and merchant-facing AI tools such as an autonomous agentic payments protocol (P3P) and SignalIQ, an automated bank statement analyser and underwriting engine.
The company emphasizes the importance of AI safety and security, deploying AI across its cybersecurity operations, including false-positive analysis, zero-day threat alerts, and automated code scanning, with AI agents operating within role-based permissions and audit trails.
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