90% of new mortgages are already signed at a fixed rate
Los brókeres constatan el auge de estos préstamos para blindarse de posibles alzas futuras. Leer
The Spanish mortgage market is seeing a surge in fixed-rate loans as borrowers seek to protect themselves from potential future interest rate hikes. According to data from Gibobs.com, a fintech specializing in mortgages, 87.81% of mortgages signed through their platform this year have been at a fixed rate, up from 80.21% in 2025.
This trend is confirmed by competitor Trioteca, which reported that 88.02% of mortgages formalized in June were at a fixed rate. The rise of fixed-rate loans is attributed to the current upward trend in the euribor index and the desire for certainty among borrowers. The preference for fixed rates is also evident in mortgage subrogations, with 63.79% of clients switching from variable or mixed rates to fixed rates.
Written by urgent.news from Expansion ES's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
