We open-sourced 449 real equipment financing quotes so nobody has to trust our math
We open-sourced 449 real equipment financing quotes so nobody has to trust our math Commercial equipment financing sites are almost always a black box: you land on a page, see a monthly payment, and have no way to check how that number was actually derived. The APR is picked out of thin air, the "starting at" price is aspirational, and the amortization math is never shown. We built Equipment…
The Equipment Capital Index has published an open dataset containing 449 real equipment financing quotes for various types of machinery. This initiative aims to make the inner workings of equipment financing transparent and verifiable. Unlike typical commercial equipment financing sites, where the monthly payment and APR are presented without explanation, this dataset provides the actual per-machine price, amortization schedule, and APR for each of the 449 machines.
The dataset includes quotes for heavy construction equipment, agricultural machinery, trucking fleets, power equipment, and material handling gear. It is released under a CC BY 4.0 license, allowing anyone to use and build upon the data. The dataset is maintained on a live JSON API, a GitHub repository that updates every three days, and a Zenodo repository with a DOI for permanent citation.
The goal is to ensure that every number in the dataset can be traced back to a real machine, with disclosed pricing sources and amortization calculations. The site-wide average APR is 8.17%, with an average estimated monthly payment of $2,954 across all 449 machines.
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