Santander, BBVA y CaixaBank se libran del golpe de Basilea III
La banca española gana posiciones en Europa con la nueva norma. Sabadell es el único afectado, pero en menor proporción que sus rivales europeos. Leer
European banks Santander, BBVA, and CaixaBank are unaffected by the Basel III regulation, which could have negatively impacted their capital levels, according to analysis from CreditSights. Sabadell is the only Spanish bank expected to face a minor impact, with its CET 1 ratio decreasing slightly from 13.16% phased-in in 2025 to 13.07% by 2030.
This is the smallest loss among European banks negatively affected by the reform. Deutsche Bank, in contrast, could lose 3.59 percentage points, bringing its CET1 ratio to 10.6%, while BNP, Crédit Agricole, and ING are among the least solvent entities, with reductions ranging from 1.37 to 2.9 percentage points. The Spanish banks' improved standings in the European banking capital ranking reflect their continued solvency despite the stricter Basel III standards.
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